At Affordable Car Loans, we don’t just look at the basics. We also look at any measures you have taken to improve your financial situation and take these points into consideration. If you are looking to get car finance today, simply complete our online application form.
Car finance to meet your needs
At Affordable Car Loans, we don’t just look at the basics. We also look at any measures you have taken to improve your financial situation and take these points into consideration. If you are looking to get car finance today, simply complete our online application form.
Do you need a secured car loan?
How it works
Car loan application process
Complete the online application form and provide the required documents. Depending on your situation, we may contact you to request more information or supporting documentation.
We will assess your application, in most cases this may take 1-2 business days if we have received all the required documentation. If approved for finance, you will need to sign the car loan contract before funds can be disbursed.
Once funds are disbursed you will be able to enjoy your new car.
You will receive a welcome call from Kwik Finance within 3-4 business days of the funds being disbursed.
Car loan fees and info
| Establishment fee | $395 – $995* |
| Risk fee | Variable |
| Interest rate | From 9.95%* comparison rate 10.56%^ |
| Minimum loan term | 2 years |
| Maximum loan term | 5 years (car must not be older than 20 years at the end of the loan term) |
| Payment options | Weekly, fortnightly or monthly repayments are available |
| Loan amount | From $10,000 |
| Additional loan repayments | Unlimited additional repayments with no penalty or fees. |
| Dishonour or missed payment fee | $22 |
| Arrears notice fee | $5.50 |
Not all fees are listed above. There may be other fees that are payable such as a Broker Fee. All applicable fees will be listed on your contract.